YORITEX: The First European Cross-Border Multicurrency Online Bank for EU Non Residents & Residents

YORITEX INC. develoded a unique SimcoePay™ FinTech project for modern comfortable alternative banking solutions both for EU residents and non-residents,

for users of cryptocurrencies and adherents of the traditional monetary system.

The First European Cross-Border Multicurrency Online Bank for EU Non Residents SimcoePay™ combines feature of modern banking, IoT, Big Data and Blockchain-based technologies while also meeting security and UX requirements.

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The Problem We Solve

99% of banks do not open an account remotely. It is very difficult to open a non-resident bank account in Europe if you are a resident of Canada, Israel, China and many others non-European states.

As a result, non-residents of the EU face increased costs, by paying high currency trading commissions for cross-border payments;

no access to inexpensive intra-European SEPA payments as well as unavailability of other cost reduction offers from traditional banks.

No European bank will open a cryptocurrency wallet for you. No bank in Europe will give you a crypto-based overdraft and allow you to load your crypto-funds in its payment card.

Our Solution

We ensure all non-residents to receive fair and non-discriminatory treatment in the EU.

With the First European Cross-Border Multicurrency Online Bank for EU Non Residents & Residents SimcoePay™

you get an online IBAN multicurrency account, a cryptocurrency wallet with multicurrency payment cards and full banking service,

included Overdraft, Rewards and P2P Crypto Loan Programs.

SimcoePay™ Online Banking Highlights:

> COMFORTABLE: Hold up to 5 cryptocurrencies (YRX, XBT, ETH, LTC, BCH) and 5 fiat currencies (EUR, CAD, USD, GBP, RUB) under one SimcoePay™ IBAN account

> EXCLUSIVE: Have overdrafts from 1 day to 5 years in fiat and YRX

> IDEAL: Pay and get paid in fiat or cryptocurrencies and shop online or in stores in an efficient and secure manner

> BENEFICIAL: Convert your cryptofunds to EUR, USD, CAD, RUB, GBP anytime, anywhere. Unlimited and legal

> EASY: Use more than 3 million cash dispensers and ATMs in over 200 countries and territories around the world

HOW IT WORKS - LEARN MORE: https://www.yoritex.com/sim-current-accounts

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ICO DETAILS

Symbol: YRX

Total Supply: 510,000,000 YRX

Initial Rate: 1 YRX = 0.00185 ETH

Token Distribution: Pre-ICO - 10%, ICO - 85%, Bounty - 5%

Currency accepted: BTC, ETH, LTC

Pre-ICO start / end date: 12:00 UTC November 29th 2017 / 12:00 UTC January 10th 2018

Initial Coin Offering (ICO) start / end date: 12:00 UTC January 10th 2018 / 12:00 UTC May 10th 2018

Token Platform: ETH-20

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WHAT IS YRX TOKENS

YRX Token is a token that represents a part in SimcoePay™ Online Banking infrastructure.

Holders of YRX tokens have the opportunity to earn up to 24% per annum with a SimcoePay™ P2P lending platform.

YRX tokens are a crucial economic part of

the First European Cross-Border Multicurrency Online Bank for EU Non Residents & Residents SimcoePay™ ecosystem –

they will be used in order to access the full range of products and services.

After the ICO campaign is finished, YRX tokens will be available for trade at various cryptocurrency exchanges.

Tokenization is a logical stage in development of Yoritex FinTech project.

It is profitable for businesses to use blockchain in operations where transparency and authenticity is of high importance.

The banking business is especially sensitive to these factors.

Yoritex ICO campaign is based on three fundamental principles – respect of equal rights of token buyers, market pricing mechanisms and a pure decentralized solution.

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YRX TOKEN HOLDERS BENEFITS

Become the first clients of the First European Cross-Border Multicurrency Online Bank for EU Non Residents & Residents SimcoePay™

> Opportunity to buy SimcoePay™ Online Banking products and services with 60% off paying YRX tokens

> The rights to be the first to try and use products and services offered by SimcoePay™ Online Banking

> Special conditions for products and services of SimcoePay™ Online Banking

Yoritex supports

> Opportunity to help in Yoritex charity campaign - we support innovations of children diabetes treatment

> 20% of SimcoePay™ net profit will be transferred to the specific account designed to support innovative projects in the field of treatment of children diabetes. The list of projects will be available here.

Earn up to 24% per annum with a SimcoePay™ P2P lending platform

> The SimcoePay™ P2P lending platform is an intermediary platform connecting borrowers with investors by offering safe and transparent investment opportunities.

> Earn up to 24% per annum with a diversified portfolio of consumer loans or borrow money when you need it.

Make money trading YRX Token

> We will start trading on the world's largest cryptocurrency exchanges on May 11, 2018

> Opportunity to sell tokens more expensively on secondary market when they increase in value in future

> Possibility for traders to speculate on token yield

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YRX TOKEN DISTRIBUTION

Pre-Sale Stage - 10% (51,000,000 YRX)

ICO Stage - 85% (433,500,000 YRX)

Bounty - 5% (25,500,000 YRX)

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Discount proposal for the contributors